7 YNAB Beginners Tips – Making Budgeting Simple

YNAB Beginners Tips
YNAB Beginners Tips. I want to share my 7 YNAB beginners tips, these are to make budgeting for your family easier when you initially download the YNAB software. These quick and easy budgeting tips will help you control your money and spend it guilt free.

I want to share my 7 YNAB beginners tips, these are to make budgeting for your family easier when you initially download the YNAB software.

We have been using YNAB (you need a budget) since April 2018. Before this, I was budgeting using the Dave Ramsey software Everydollar. Since moving to YNAB my budget spending has decreased and I am more in tune with our spending.

My Top Tips

1. Sign up using a referral code

This may seem like a way for me to get more referrals (it kinda is), however, using a referral link you get a 34-day free trial and once you sign up to the subscription at the end of the trial, you will receive a FREE month. Essentially you will be getting 13 months for the price of 12. Here is my referral link. 

YNAB Beginners Tips

2. Read the daily email sent by YNAB

Once you sign up for the 34-day free trial, you will receive daily emails from YNAB. Read these emails, they are full of helpful information that will help you use the software.

3. Sign up & attend the free online classes

On the first day of the 34-day trial, sign up for their FREE workshops. These helped me significantly with understanding the software. YNAB is slightly different to the budgeting technique I was used too so a mindset shift was needed. Attending these free online workshops helped me understand the method and get the most out of the software.

YNAB Beginners Tips

4. Start budgeting at any time

You don’t need to start this budget at the 1st of a month. You can start whenever you please, as YNAB uses the money you currently have in your bank account. Budget with the money you have not the money you THINK you will have, as most budgeting methods entail.

5. Budget Everyday

This may seem a little extreme but until you get the hang of this way of budgeting you will need to budget every day. Your budget is an ever-changing entity. You need to make adjustments before you make the purchase in order to avoid overspending in those categories.

6. Download the app

The YNAB app is available to download from the app store. I recommend you download it and check your budget often. I find it great when I’m out and need to know who much is in a particular category to avoid overspending or I can move the money around whilst I’m standing in the checkout queue.

7. Don’t be too hard on yourself

If you are new to budgeting and/or YNAB try not to be too hard on yourself if you go “over” budget. As with most things, budgeting with YNAB takes times to get used to but you will get there and you will learn so much about your spending in the process. If you attend the online classes, input transactions as they happen, roll with the punches and give every cent a name you are on the right track.

YNAB has helped me immensely in the months I’ve been using it. I hope it will help you all control your spending and put that hard earned money towards the goals you want.

Until next time,

Karen x

**I am using a referral link for YNAB. When I refer a friend, family member or blog reader, and you subscribe to YNAB with my referral link, we both get a free month of YNAB!**

If you are interested in reading about the income I make on my blog check out my May 2018 goals review post. 


8 thoughts on “7 YNAB Beginners Tips – Making Budgeting Simple

  1. Great tips, thanks for sharing. I especially like the tip about budgeting everyday. I normally think of budgeting monthly but changing mindsets could help.

  2. there is no point in being so tough on yourself or stressing out. its necessary to spend some time on budgeting daily and the app is so handy

  3. This is perfect timing to get my family on a better budget. This looks like a great program to help

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